Join the celebration this Saturday!

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As you will see in our weekly update to our Crisis Conditions Index that is attached we ticked down just a bit over the last week but still remain in our base case scenario. The details are in the attached update. The bond markets are maintaining a slow, but steady healing process. Despite the continued efforts of the stock market to rally, technical indicators are showing a very high probability of a pull back soon in the stock markets. We view this as a health step in the bottoming process. Please give me a call with any questions.  Gordon L. Nelson, CPA – Keystone Wealth Management  435-752-4220 crisis-conditions-index-weekly-update-april-29

#Cache Valley Home Builders Parade of Homes Ads 435-792-9441. Deadline is this Monday

Business Plans Made Easy May 7 – June 2 Tues. & Thurs. evenings 6:30 – 8:45 Scholarships available. Held at CBRC Call 435-792-2277

Learn to Twitter tonight 6:30 at the CBRC $15 http://www.cachebrc.com

The Keystone Connection
A Publication of Keystone Wealth Management – April 2009
Financial Planning, Securities and Advisory Services Offered Through LPL Financial Services. Member FINRA/SIPC.

From time to time, economic and political events make people anxious and fearful about their futures.
We like to help people increase their sense of direction, confidence, and capability in all areas
of their personal and financial lives. As we look around, there are a few people who seem to always
be able to thrive when events seem beyond their control. We offer the following strategies that we
have been able to compile from observing and learning from these people about how they see the
world and respond to it. Here they are:
1. Forget about self, focus on others. Uncertainty can drive people into themselves, making them feel isolated and helpless. The best strategy here is to go in the opposite direction, expanding connections with others and focusing on helping them transform their negatives into positives. The more you do this the less you’ll worry about your own situation and you’ll become a source of confidence for those around you.
2. Forget about “commodities”, focus on relationships. In uncertain times, people become frightened aboutthe viability of their “commodities” – the things they own and the jobs they hold. A more strategic response is to focus on deepening the power and possibility of all your relationships – with family, friends, team members, co-workers, etc. Every time you strengthen a relationship, the viability of your commodity will increase.
3. Forget about losses, focus on opportunities. Things we had and may have taken for granted sometimes disappear. Some people never get over this. They keep trying to replay old games. A
better strategy is to start an entirely new game – using new ideas, new energies, new tools, new resources. As the world changes, opportunities suddenly become available to achieve far more than we did in the past.
4. Forget about difficulties, focus on progress. Because of change, some things may not be as easy as they once were. New difficulties can either defeat you or reveal new strengths. Your body’s muscles always get stronger from working against resistance. The same is true for the “muscles” of our minds, spirit, and character. Treateach period of challenge as a time when you make your greatest progress as a human being.
5. Forget about who you were, focus on who you can be. Many people define themselves by external circumstances. When these abruptly or unexpectedly change, they don’t know who they are, so they keep trying to be who they used to be. From now on, take your cues from the inside – from your dreams, ideals, values, and principles. These need never change, regardless of circumstances. Use external confusion to become more selfdirected.
6. Forget about events, focus on responses. When things are going well, many people think they are actually in control of events. That’s why they feel so defeated and depressed when things turn bad. They think they’ve lost some fundamental ability. The most consistently successful people in the world know they can’t control events – but continually work toward greater control over their responses to events. Any period when things are uncertain is an excellent time to focus your attention and energies on being creatively responsive to all the unpredictable events that lie ahead.
7. Forget about what’s missing, focus on what’s available. When things change for the worse, many desirable resources are inevitably missing. These deficiencies can paralyze people who
believe they can’t make decisions and take action. A better response is to take advantage of every resource and opportunity that is at hand and your confidence will continually grow.
8. Forget about complaints, focus on gratitude. When times get tough, everyone has to make a big fundamental decision: to complain or to be grateful. In an environment where negative sentiment is rampant complaining only attracts more negative thoughts and people. Gratitude on the other hand creates opportunity for our best thinking, actions and results to emerge. Focus on everything
you’re grateful for, communicate this, and open yourself each day to the best possible consequences.

Financial Planning, Securities and Advisory Services Offered Through LPL Financial Services. Member FINRA/SIPC.

Gordon Nelson, CPA
Jim Vanderbeek
Tyler Vanderbeek, CFP®
PHONE:
(435) 713-4220
E-MAIL:
gordon@keystonewm.com
jim@keystonewm.com
tyler@keystonewm.com
INTERNET:
www.keystonewm.com

SPRING IS FINALLY HERE!!
 
Good weather always brings the desire and need to get moving with that upgrade, move or
expansion. Now is the best time in years to make that real estate move. Interest rates are at an all
time low and will, of course, go up as soon as the market starts to rebound.
 
The Cache Valley market has taken a little hit with this recession but nothing like the rest of the
country. The average home price in Cache Valley, has dropped to $190,896, down from
$195,439 a year ago. The surprising statistic is that the number of new listings is down by 17%
from last year.
 
For help in figuring out this crazy market, please give us a call.
 
Blake Parker
 
– 
Blake H. Parker, CCIM
Parker Real Estate Services, PC
45 E 200 N #200 
Logan, Ut. 84321
435-755-9900 Office
435-757-7610 Cell

ClearPoint Instruction, MyHealth Pregnancy Planner: Accurate, easy to use: “It’s all right here!”
http://multimediawise.com/store/index.php

FREE Money

How is this recession affecting your business? Has business activity begun to drop off? How are you going to make up for the loss of your usual level of income? With less money coming in,what will you do to keep your business profitable? How long can you stay in business? How much are you will to lose?

Learn how to de-hassle your work environment, streamline your production processes and eliminate re-work in this free workshop. These steps equate to more profits.

Wednesday, May 6, 2009
7-9 P.M.
Cache Business Resource Center (CBRC), Room 1901
located in the BATC West Campus, 1400 North 1000 West, Logan.
FREE seminar

Great article on innovation:

http://www.gladwell.com/pdf/intheair.pdf

Great article on innovation. http://www.gladwell.com/pdf/intheair.pdf

ClearPoint Instruction Pregnancy Planner: Accurate, easy to use: “It’s all right here!”
http://multimediawise.com/store/index.php

The  CBRC class for Blogging, to be held for this Saturday, has been canceled. This course will be offered again next month. Watch for details.

April 30, we will be learning about and setting up our own Twitter Accounts. You’ll want to check out this new social media for keeping your friends, clients, and colleagues up-to-date with your business or activities. Sign up at the Cache Business Resource Center 435-213-8713.

Class will be held in room 1826; 6:30 – 8:30 p.m.

Bring your electronic photos and business info and get started tonight! If you don’t have them, no problem. Just come and learn how to set up your site. Hands-on learning.

Learn to organize and use your photos for internet social media. Instructor: Dave Densley, Media-Perfection; 6:30 – 8:00 p.m.; $15  Cache Business Resource Center (located in the BATC West Campus – 1400 North 1000 West, Logan, UT  435-213-8713

Translating your Brand for Global Markets
 
Thursday, April 23, 2009 
Little America Hotel & Towers
 
RSVP by Wednesday, April 21, 2009
 
Would you like to take your brand to the world?
 
Christopher Liechty has helped organizations, such as American
Express, Time Warner, Berlitz, Symantec, and The World Trade Centers
Association, for a number of years, supporting projects in more than
30 languages in more than 200 countries.
 
This luncheon will be an opportunity to learn from a
leading authority on transforming your brand for global
markets.
 
When: Thursday, April 23, 2009 
 
Where: Little America Hotel & Towers, 500 South Main Street, Salt Lake
City, UT 84101 
 
Time: 12:00 – 1:30 pm (lunch) 
 
Cost: Non-Member rate: $35.00 (to include both the presentation and
lunch). 
Paid-Members: Depends on your membership status. For membership
information, please email us at WTAofUtah@gmail.com 
Become a member.  
 
RSVP: To RSVP, please email Jennifer at WTAofUtah@gmail.com 
1) Name, 2) company, 3) email address and 4) phone number Or call
801-422-8165.

Sat. Apr 25 Blogging to Drive Business to Your Website 10:30 -1 Room 1826 at CBRC $15 1400 N 1000 W, Logan, UT 435-213-8713

CBRC class tonight “Google Picasa” Learn to organize & use your photos for internet social media. 6:30 – 8 Room 1826 $15

MARK SALTERN DESIGN & PHOTOGRAPHY: Web banners, web sites, workbook covers/visual materials, logos, icons, business cards, flyers, CD sleeves, DVD sleeves, lead generation material, lifestyle photography, product photography, photo editing, etc.  Go to vooray.com or 4realestateleads.com for examples and call to request a pdf portfolio.  Call 435-512-5506 to learn more about my services.

Thank you for your involvement in Envision Cache Valley events this month!

Growth scenarios, based on the ideas that you expressed at community workshops, are currently in development.

SAVE THE DATE! OPEN HOUSES ARE SCHEDULED FOR MAY 19, 20, AND 21. WATCH FOR MORE DETAILS…

The open houses are your opportunity to discuss the scenarios with others and express your preferences for a shared vision of the future.

Pass it on! Please invite others to be involved.

More than 1,300 people have been involved in the Envision Cache Valley process over the past several weeks. Please encourage others to get involved and to voice their opinions. A survey is still available online, at http://www.surveymonkey.com/s.aspx?sm=iJGujsa8rrnbO2k3ahNzBg_3d_3d. The intent of the survey is to gather general impressions about growth and to generate conversation about relationships between community form and transportation choices, housing options, availability of community services, and conservation opportunities. Please encourage those you know to take the survey, join the conversation, and to pass the link on to others.

Thank you for your ideas and participation!

For more information: www.envisioncachevalley.com

Dr. Grover will teach the ‘basic techniques while running’. Mark on your calendars April 23, 2009 @ 6:00pm (435) 563-9165

Thur., 16th – 3rd Thurs. Entrepreneurial Networking. “Using Social Media for Your Business” 6:30 – 8 p.m. FREE miniworkshop & networking

“Efficiency in Business” tonight at 7:00 p.m. at CBRC. FREE 1400 North 1000 West in the BATC West Campus, Room 1901, Logan

Logan, Utah Sesquicentennial Celebration – June 6, 2009, 7:00 p.m. at the Logan Tabernacle

“Efficiency, it’s like free money” Tuesday, April 14 7-9 p.m. RPM Consulting
Held at CBRC 1400 N. 1000 W. Logan, UT (BATC West Campus)